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Insurance & Financing Options

Quality dental care made accessible and affordable for every family with comprehensive insurance acceptance and flexible financing solutions.

Affordable Dental Care

We believe exceptional dental care should be accessible to everyone, regardless of insurance status. Dr. Birdi accepts most major insurance plans and works with you to maximize your benefits while minimizing out-of-pocket costs. Our transparent approach to financial planning ensures you understand all costs upfront.

For patients without insurance or those seeking additional financing options, we offer flexible payment solutions including Care Credit, Cherry financing, and will be implementing in-house payment plans to make quality dental care affordable for every family.

Insurance Accepted

We accept most major dental insurance plans and will verify your benefits before treatment to provide accurate cost estimates. Our experienced team handles all insurance claims processing, works to maximize your benefits, and helps you understand your coverage. We’ll coordinate with your insurance company to ensure you receive the full benefits you’re entitled to under your plan.

Flexible Financing

Multiple financing options make dental care affordable for every budget. We partner with Care Credit and Cherry to offer convenient monthly payment plans with low or no interest options. These programs allow you to receive necessary treatment immediately while spreading costs over time. Our team will help you choose the financing option that works best for your situation.

Cost Transparency

No surprises or hidden fees—we provide clear, detailed treatment estimates before beginning any work. Our transparent approach includes explaining what your insurance covers, your expected out-of-pocket costs, and all available payment options. We believe informed patients make the best decisions about their dental care and financial planning for treatment.

Insurance Plans We Accept

Insurance Coverage Details

Major Insurance Plans Accepted: We accept most major dental insurance plans, including but not limited to Delta Dental, Cigna, Aetna, MetLife, Guardian, Humana, and many others. Our team will verify your specific coverage and benefits before your appointment.

Maximizing Your Benefits:

  • Comprehensive benefits verification before treatment
  • Pre-authorization assistance for major procedures
  • Direct billing to your insurance company
  • Help navigating in-network and out-of-network benefits
  • Annual benefits tracking to optimize your coverage

What to Expect: Most insurance plans cover preventive care (cleanings and exams) at 100%, basic restorative work at 70-80%, and major procedures at 50%. We’ll explain your specific coverage and any limitations during your consultation.

Financing & Payment Options

Available Financing Programs

Care Credit Healthcare financing with promotional payment options, including:

  • No interest if paid in full within promotional periods
  • Extended payment plans with low monthly payments
  • Instant approval process available
  • Can be used for any family member

Cherry Financing Patient financing designed for healthcare expenses:

  • Quick application process with instant decisions
  • Flexible terms to fit your budget
  • Low fixed monthly payments
  • No prepayment penalties

In-House Payment Plans Coming soon for uninsured patients:

  • Customized payment schedules
  • No interest options available
  • Direct arrangement with our practice
  • Flexible terms based on treatment needs

Additional Options:

  • Cash payment discounts available
  • Flexible payment arrangements for larger treatments
  • HSA and FSA cards accepted
  • Multiple payment methods accepted

FAQ Details

How do I know if my insurance plan is accepted?

We accept most major dental insurance plans, and our team will verify your specific coverage before your appointment. Simply call our office with your insurance information, and we’ll check your benefits, coverage levels, and any limitations. We’ll also explain what services are covered under your plan and estimate your out-of-pocket costs. This verification process ensures you have complete information about your financial responsibility before receiving treatment.

What if I don't have dental insurance?

Don’t let lack of insurance prevent you from receiving quality dental care. We offer several financing options including Care Credit and Cherry, which provide flexible payment plans with low or no interest options. We’re also developing in-house payment plans specifically for uninsured patients. Additionally, we offer cash payment discounts and can create customized payment arrangements for larger treatments. Our goal is to make dental care accessible regardless of insurance status.

How does Care Credit and Cherry financing work?

Both Care Credit and Cherry are healthcare financing companies that allow you to receive treatment immediately and pay over time. You can apply online or in our office for instant approval decisions. Once approved, you can use your account for dental treatments with flexible payment options including no interest if paid within promotional periods, or extended payment plans with low fixed monthly payments. These programs help you budget for dental care without delaying necessary treatment.

Will you help me maximize my insurance benefits?

Absolutely. Our experienced team specializes in helping patients get the most from their dental insurance. We’ll verify your benefits, track your annual maximum usage, help time treatments to optimize coverage, and handle all pre-authorization requirements for major procedures. We also provide detailed treatment plans that show what your insurance covers and suggest timing strategies to maximize your benefits across benefit years when appropriate.

What payment methods do you accept?

We accept multiple payment methods for your convenience including cash, checks, credit cards (Visa, MasterCard, American Express, Discover), debit cards, Care Credit, Cherry financing, HSA and FSA cards, and CareCredit. We also offer cash payment discounts and can arrange payment plans for larger treatments. Our goal is to provide flexible payment options that work with your budget and financial preferences.

Ready for a Healthier Smile?​

Don’t let financial concerns prevent you from getting the dental care you deserve. Dr. Birdi and our team are committed to making quality dental treatment accessible and affordable for every patient. Whether you have insurance or need financing options, we’ll work with you to find a solution that fits your budget. Our transparent approach ensures you understand all costs upfront, with no surprise bills or hidden fees. We’ll verify your insurance benefits, explore all financing options, and create a payment plan that works for your family. Schedule your consultation today and discover how affordable excellent dental care can be at Birdi Dental.
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Affordable Dental Care in Avondale Estates